Masterclass on January 22!

 What if you could enjoy a doctor’s lifestyle without depending on your clinical paychecks?


Masterclass on January 22!

 What if you could enjoy a doctor’s lifestyle without depending on your clinical paychecks?

Accelerating Wealth Is Now open!

Don’t miss out! Grab this golden opportunity to enroll in Accelerating Wealth.  Enrollment ends December 8th.


Zero to Freedom is Now Open!

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Zero to Freedom is Now Open!

Don’t miss out! Grab this golden opportunity to join the Spring 2024 Zero to Freedom course!

How to Choose a Real Estate Course

[These links contain affiliate links. If you purchase via our link, we will receive a small commission at no additional cost to you.]


Have you ever considered taking an online course to jump start your real estate investing journey? If so, how do you choose? What questions should you be asking? How do you ensure that you get the most out of your hard earned dollars? 

Maybe think about this like your college education. You carefully chose your college, you were thoughtful about your major, you chose the classes based on who you are and what suits you best. 

Your real estate education is no different. You want to be thoughtful about the instructor, the content, and you want to ensure that the information is relevant to you. 

Let’s cover these areas and we’ve also provided you with some questions you might consider asking.


[Disclaimer: We are not accountants, lawyers, or financial advisors, so please consult your own team of professionals about the topics covered in this article.]


Your instructor has extensive experience as real estate investors

When you sign up for a course, if you’re like us, you probably want to know that the instructor has the experience and background to teach the topic. Some questions that will help you tease this out an instructor’s real estate experience/background are as follows:

  • How many years has the instructor been investing in rentals?
  • How many recessions has the instructor experienced as an investor? (Note: many instructors have never invested through a downturn, which represents a considerable gap in knowledge about real estate investing)
  • How many properties do they fully own themselves? (Note: some instructors advertise that they own a property when in reality they are a minority owner in that property)
  • Do they have experience with long-distance investing?
  • How many properties have they bought?
  • How many properties have they sold? (Note: some instructors have only bought properties and never sold, which means they have a considerable gap in knowledge about real estate investing)

Your instructor has extensive experience with reducing taxes using real estate

If you’ve been following us, then chances are, you are a high-income earner, maybe a doctor, lawyer, engineer or entrepreneur. You’re probably dealing with high taxes and we’re guessing you want to figure out ways to lower your taxes. If that’s the case, you will want to ensure that your instructor has extensive experience with reducing taxes using real estate. Here are some questions you can ask:

  • Have the instructors claimed real estate professional status? For how many years?
  • Have the instructors sheltered income using short-term rentals?
  • Have the course instructors used cost segregation for their properties? How many properties have they cost segregated?
  • Have the instructors claimed de minimis safe harbor on their taxes? How often? 

Course content that is relevant to you

Most of our readers make high salaries, so a lot of the advice out there about real estate investing isn’t suited to them. Many courses are scammy and sound like a get rich quick scheme. This is usually a big turn off for high-income earners. Many courses out there teach about ways to “hustle” so you can earn more income. However, for a high-income earner, income isn’t the problem and they usually don’t want to “hustle” for it. What they really want to know is, how to grow your wealth without trading time for money AND how to keep more of your hard earned dollars by reducing your taxes. So here are some questions you can ask to see if the content is suited for you: 

  • Does your instructor have a similar background as you? 
  • Does your instructor understand your unique needs?
  • Is the course aimed at high-income earners?
  • Is the content suitable for your level of education? 
  • Does the course thoroughly cover tax strategies for high-income earners?
  • Have you seen any content that the instructor has produced (e.g., blog, podcast)? 
  • Do you know colleagues (people like you) who have gone through the course and gotten the results you want? 
  • Does it sound like the instructor is making big promises? 

Community where you feel comfortable

Have you ever gone to a conference or meet-up and felt completely out of place? If you have, you probably felt that way because the people around you have completely different needs and wants. When it comes to money matters and real estate investing, we’re guessing that you want to surround yourself with people who understand you and your unique circumstances. We know that many of you have a ton in student loans. Many of you have been in school for a long time, so you’re just getting used to earning a high salary. Many of you are also probably nervous about being a target for scams because of your high-incomes. Here are some questions you can ask to see if the community is the right fit for you:

  • What are the backgrounds of the people who participate in the course?
  • Is the community supportive, caring and nurturing?
  • Is the community well moderated? (Note: some communities have very little moderation and as a result, the conversations can quickly become unfocused and highly unproductive)
  • Do community members have growth mindset? (Note: If you want to learn more about the growth mindset, consider reading Carol Dweck’s book on Mindset)
  • The community is largely a reflection of the instructor – does the instructor seem scammy? Do they wear a purple suit, show off their flashy car and pitch a get rich quick scheme? 

So given all of this, where should you start? What are our suggestions for your real estate education? No matter what you do, we always recommend finding a mentor. When it comes to something like real estate investing, it just doesn’t make sense to reinvent the wheel and try to figure it out yourself. Someone has already done what it is you want to achieve and can show you the “yellow brick road.” 

If you’d like to learn more about opportunities to mentor with us, there are several options. 

Most start with our signature course, Zero to Freedom. You can read an article about why we created the course to begin with HERE. If you want to learn more about the specifics of the course, you can read about it HERE. If you want to speak to our team about the course, set up an appointment HERE. If you want to join our waitlist for the next course launch, you can do that HERE.

If you want more one-on-one focused attention, you can coach directly with us. CLICK HERE to book a time to learn more about this exclusive option.

Do you want to learn how to creatively fund your real estate portfolio and achieve financial freedom? Join the conversation! Follow our Semi-Retired MD  Facebook page and join our Doctors or Professionals  group!

Semi-Retired M.D. and its owners, presenters, and employees are not in the business of providing personal, financial, tax, legal or investment advice and specifically disclaims any liability, loss or risk, which is incurred as a consequence, either directly or indirectly, by the use of any of the information contained in this blog. Semi-Retired M.D., its website, this blog and any online tools, if any, do NOT provide ANY legal, accounting, securities, investment, tax or other professional services advice and are not intended to be a substitute for meeting with professional advisors. If legal advice or other expert assistance is required, the services of competent, licensed and certified professionals should be sought. In addition, Semi-Retired M.D. does not endorse ANY specific investments, investment strategies, advisors, or financial service firms.


Hi, we’re Kenji and Leti

we provide coaching and mentorship for doctors and high-income earners

Several years ago, we were newlyweds working as full-time hospitalists. On paper, it looked like we had everything: the prestigious careers, the happy marriage, the luxurious rental home, the cars, etc.

But in reality? Despite having worked for several years, we had very little savings. Despite our high income, we had very little freedom in terms of time or money.

One thing was clear: we had to do something.

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