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We’re a physician couple who freed ourselves from the 60+ hour work-week grind.
Now it’s your turn.
Several years ago, we were newlyweds working as full-time hospitalists. On paper, it looked like we had everything: the prestigious careers, the happy marriage, the luxurious rental home, the cars, etc.
But in reality? Despite having worked for several years, we had very little savings. Despite our high income, we had very little freedom in terms of time or money. Despite working 60+ hours a week, we weren’t getting ahead financially–and sometimes we barely saw each other.
Somehow we had ended up with the opposite of what we wanted. But we were determined to take back our freedom and our time. Without sacrificing our income.
So we looked to those other tried-and-true financial strategies for achieving FIRE (Financial Independence, Retire Early). You know,
We started by buying small multi-family properties with “hidden value” at the right price and then made them cashflow significant amounts while taking advantage of real estate professional tax status (REPS). We took that income and invested it into buying more properties–which supercharged our trajectory.
…through a combination of tax-free cashflow, debt pay down by your renters, market, forced appreciation, and insane (and unfair but completely legal) tax benefits you get when you become a real estate professional (REPS).
Kenji is a board certified internal medicine physician. He completed his undergraduate degree at the University of Pennsylvania and medical school at Johns Hopkins. After medical school, his career path veered off the traditional path as he (in order): started a nutraceutical company, completed an internship at the University of Washington (UW) in Seattle, worked as a management consultant for McKinsey & Company, returned to UW to repeat his internship (yes, two internships) and completed a full residency. After residency, he went to work as a hospitalist at Swedish Medical Center in Seattle where he has worked since 2008. During his time at Swedish, he started two companies and successfully exited both of them. He currently works on various passion projects including real estate investing, becoming a home sushi chef, hiking and raising three children.
Leti is a board certified family medicine physician. She did her undergraduate degree at Hamilton College and completed a graduate degree in anthropology at George Washington University. After finishing her medical school at University of Vermont, Leti went to residency at Swedish Family Medicine Residency, followed by a hospitalist fellowship. She has been a hospitalist since 2011, working at Good Samaritan Hospital, Queen’s Medical Center, and Swedish Medical Center. She also started a healthcare documentation company with Kenji and served as Chief Medical Officer from 2015-2016. She currently splits time between hospital work, real estate investing, running the blog, traveling and raising three children.